For banks and wallets in Pakistan

Every bill, before it's due.

Tanzim Bills gives your customers one place for their electricity, gas, water and internet bills: tracked automatically, reminded on time, paid in one tap. It runs on the bill payment you already offer.

Request a demo

Try it: tap a bill, pay it, or skip ahead a week.

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Paying a bill is easy. Knowing what you owe, and when, isn't.

Customers juggle reference numbers across apps and paper bills, miss due dates and pay late fees. Banks and wallets offer bill payment, but only when the customer remembers to come back.

Several numbers to remember

One per bill, per home, printed on paper.

A late fee for forgetting

Often around 10% added after the due date.

No one reminds them

Bill payment waits for the customer to start it.

How it works

Three steps, then it runs itself

1
Add a bill once

Your customer enters the reference number printed on the bill. No CNIC, and it works for rented and family homes too.

2
We keep watch

Tanzim checks each bill around its billing cycle and spots new bills, amount changes and unusual spikes.

3
Remind, then pay

Customers hear about a bill before it's due and pay in one tap through your existing bill payment.

For banks and wallets

A monthly habit, inside your app

More bill payments, on time

Customers come back every month because you remind them.

A feature, not a project

Two small endpoints on your existing bill inquiry, and a ready-made bills screen for your app.

No new payment rail

Payments run through your current 1LINK or aggregator connection. Tanzim never holds funds.

Your brand

The bills screen takes your name and colours.

Integration

It sits on the connection you already have

Your app
Tanzim Bills
Your bill gateway
1LINK / aggregator
Billers

Tanzim sits between your app and the bill inquiry you already run. Your payment flow doesn't change.

Built for banks

Designed for regulated environments

Signed requests between Tanzim and your systems
Customer consent recorded for every bill
No CNIC, phone number or address needed
Hosted by us, or installed in your own environment
A simulator and conformance checker so your team can test first
Each bill checked only around its billing cycle, about 5–8 times a month instead of daily
FAQ

Common questions

Now onboarding pilot partners

If you run bill payment for a bank or wallet in Pakistan, let's talk.